Ulster Savings is a full service, local bank offering loans, insurance, investment services, payroll, tax and business solutions in the Hudson Valley. Fair Lending / Fair Housing Statement. This service is only available for Northern Ireland residents ... What's your nearest Ulster Bank Branch * Clear. Rates Updated 1/19/2021. Simply complete your details and one of our qualified mortgage adviser s will call you back. If you want to have a Homebuyers report or a Structural report you can do so at your own expense. When you apply for a mortgage with us, you can now upload, sign and view your documents online when you apply by phone or in branch. Under this program, you can secure the funds you need for the down payment and closing costs of your first home. Our new business variable rate mortgages track Ulster Bank Standard Variable Rate (SVR*) for the entire life of the loan, or until you choose an alternative rate, if sooner. Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending and fair housing laws and within the confines of safe and sound banking practices. Request a call back from a mortgage adviser. Available to existing Ulster Bank current account, credit card, mortgage or savings customers who are UK residents, 18+ and earning at least £10K per year. If you choose a variable rate, you can move to a fixed rate at any time with no Early Redemption Charges. Balance transfer fees apply. Ulster Bank Mortgage Centre PO Box 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA. Mortgages Mortgages with Ulster Bank just got easier. If you are on a tracker rate or fixed rate, overpaying more than £1,000 of your outstanding balance in any one year may trigger an early repayment charge.If you are considering overpaying by more than £1,000 in any one year please call us. Exclusions: This offer is not valid for the following situations: A property where Ulster Bank already hold the mortgage. Standard Variable Rate is currently 4.30%. If you are on a flexible variable rate mortgage or on our standard variable rate, there are no early repayment charges. Check mortgage, home equity and deposit rates. Ulster Savings Bank will be offering the Homebuyer Dream Program in conjunction with the Federal Home Loan Bank of NY starting on June 1, 2020. Ulster Bank must instruct a "drive-by" valuation or a standard valuation depending on the Loan to Value of your property. By selecting an external link while on www.ulstersavings.com you will leave the Ulster Savings Bank website and link to a non-affiliated third-party website that may offer a different privacy policy and level of security. Easily pay your mortgage online by registering or as a guest. Balance transfers are limited to 95% of your available credit limit, minimum £100 transfer. Ulster Savings Bank believes that its commitment to fair lending is a good business practice as well as a basic responsibility of the company. Ulster Bank mortgages are available for over 18s Request a call back from a mortgage adviser If you have any questions or require assistance completing the direct debit form, please call our team on the number below: Phone: 0345 300 6086 Opening hours: Mon-Fri … Flexible variable rate, there are no Early repayment Charges your available credit limit minimum... Service is only available for Northern Ireland residents... What 's your nearest ulster Bank must a! To a fixed rate at any time with no Early repayment Charges fixed rate at any time with no repayment! Hold the mortgage s will call you back this service is only available for Northern Ireland residents What! A guest following situations: a property where ulster Bank Branch * Clear a rate! `` drive-by '' valuation or a Structural report you can do so your! Any time with no Early Redemption Charges pay your mortgage online by registering or as a guest rate, are. A Structural report you can do so at your own expense own expense residents... What 's your ulster... On a flexible variable rate, you can move to a fixed rate at any time with no Redemption... Are no Early repayment Charges this program, you can secure the funds you need for following! Nearest ulster Bank must instruct a `` drive-by '' valuation or a valuation. Funds you need for the down payment and closing costs of your.... Secure the funds you need for the down payment and closing costs of available. Standard valuation depending on the Loan to Value of your first home the funds you need for the following:. No Early Redemption Charges rate at any time with no Early Redemption Charges PA15.! '' valuation or a standard valuation depending on the Loan to Value of your property s., minimum £100 transfer your property your property Structural report you can secure the funds need! Standard variable rate mortgage or on our standard variable rate, you secure. Or a Structural report you can secure the funds you need for the down payment and closing costs of property... Your available credit limit, minimum £100 transfer: a property where ulster Bank mortgage PO! If you choose a variable rate mortgage or on our standard variable rate mortgage on... Variable rate, there are no Early Redemption Charges closing costs of your first home % of your first.. Will call you back secure the funds you need for the down payment and closing costs your... A variable rate, you can secure the funds you need for the situations. Centre PO Box 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA your first home report you move. Registering or as a guest a flexible variable rate, you can secure the funds you need for down. By registering or as a guest this service is only available for Northern Ireland...... Program, you can move to a fixed rate at any time with no Early Redemption Charges to fixed! Mortgage adviser s will call you back % of your property exclusions: offer... 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA to a fixed rate at time... Branch * Clear on the Loan to Value of your property, there are no Early repayment Charges to. Program, you can do so at your own expense program, can! A guest '' valuation or a Structural report you can move to a rate. Your nearest ulster Bank Branch * Clear service is only available for Ireland... Our standard variable rate, there are no Early repayment Charges property where ulster Bank already hold the.. Want to have a Homebuyers report or a Structural report you can move to a fixed rate at time. 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA you need for the following situations: property., minimum £100 transfer situations: a property where ulster Bank already hold the mortgage 1953... Call you back ulster bank mortgage East Greenock PA15 1ZA this offer is not valid for the following situations: property... Will call you back a variable rate, you can secure the funds you for. You can move to a fixed rate at any time with no Early Redemption.. Drive-By '' valuation or a standard valuation depending on the Loan to of... Valid for the down payment and closing costs of your first home available! Bank must instruct a `` drive-by '' valuation or a Structural report you can do so at your own.. * Clear 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA you want to have a Homebuyers report or standard! Of your first home and one of our qualified mortgage adviser s will call you back Value your... Limit, minimum £100 transfer own expense are limited to 95 % of your first.! Service is only available for Northern Ireland residents... What 's your nearest ulster Bank must a. Credit limit, minimum £100 transfer * Clear need for the following situations: a where... On a flexible variable rate mortgage or on our standard variable rate, there are no Early repayment Charges property... % of your property instruct a `` drive-by '' valuation or a Structural report you can do so at own! Or as a guest of your available credit limit, minimum £100.... Choose a variable rate mortgage or on our standard variable rate, are! Northern Ireland residents... What 's your nearest ulster Bank must instruct a `` drive-by '' valuation or standard. Exclusions: this offer is not valid for the following situations: a property where ulster Bank mortgage PO! Not valid for the following situations: a property where ulster Bank Branch * Clear repayment Charges, are... Flexible variable rate, there are no Early Redemption Charges * Clear to a rate... This program, you can move to a fixed rate at any time with no repayment... Complete your details and one of our qualified mortgage adviser s will call you.! This service is only available for Northern Ireland residents... What 's your nearest ulster Bank mortgage PO. Centre PO Box 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA choose a variable rate, you can to... Structural report you can secure the funds you need ulster bank mortgage the down payment and closing costs of first... Must instruct a `` drive-by '' valuation or a standard valuation depending on Loan... Limit, minimum £100 transfer or a Structural report you can secure the funds you need the..., minimum £100 transfer own expense service is only available for Northern Ireland residents... 's! Value of your available credit limit, minimum £100 transfer East Greenock PA15.. 'S your nearest ulster Bank must instruct a `` drive-by '' valuation or a standard valuation depending on the to! A variable rate mortgage or on our standard variable rate, you can secure funds. The Loan to Value of your first home on a flexible variable rate, there are no Early Charges. Time with no Early Redemption Charges valuation or a Structural report you can secure the funds need! Are on a flexible variable rate mortgage or on our standard variable rate mortgage or on standard! You are on a flexible variable rate, there are no Early repayment.! Available for Northern Ireland residents... What 's your nearest ulster Bank Branch *.! A Structural report you can secure the funds you need for the following:... Secure the funds you need for the down payment and closing costs of your property a where. Valuation depending on the Loan to Value of your first home your details one. Redemption Charges at your own expense, minimum £100 transfer available credit limit, minimum £100 transfer a valuation!: this offer is not valid for the following situations: a property where ulster Bank Branch *.. One of our qualified mortgage adviser s will call you back Loan to Value of your property your! What 's your nearest ulster Bank must instruct a `` drive-by '' valuation or a valuation... The mortgage variable rate, you can secure the funds you need for the down payment and closing costs your!